CoverMe Insurance Reviews
CoverMe Insurance has a rating of 5 out of 5 by Insurance Go.
Cover Me Insurance, a trading arm of The Manufacturers Life Insurance Company or Manulife Financials tenders a wide range of insurance coverage to address the insurance requirements of Canadians. It has served the Canadians since its incorporation in 1887. The Cover Me Insurance aims to provide exceptional health and dental care for all individuals as well as businesses, assistance for patients who are on their way to recovery, financial security for individuals and families as well as financial protection for Canadians who are traveling and travelers visiting Canada. Cover Me Insurance offers many covers.
If you're serious about finding the perfect insurer, you should read through several reviews before you decide on the perfect insurance company. Other related reviews include Travel Cuts Insurance Reviews, BCAA Insurance Reviews and Desjardins Insurance Reviews.
Health and Dental Insurance
The Health and Dental Insurance has two types of coverage, the Flexcare and the Follow Me Health. The Flexcare allows you to choose the plan that is most suited to you from drugplus, dental plus and comboplus plans combined with Add-on and stand-alone alternatives. The FollowMe Health plan caters those whose health coverage have lapsed or soon to end. It gives you the chance to enjoy your health and dental coverage without a medical questionnaire.
There are three types of Life Insurance carried by Cover Me Life insurance that is offered to the public.
- Term Life Insurance: The Term Life Insurance is open to individual between 18 to 70 years old. It is aimed at providing financial security to your family. Its distinct features are that its simple, and fits your budget, your premiums are constant for the first 10 years, non-smokers pay 50% lower than what smokers pay, you are covered up to age 85. It does not require medical exams for renewal; it is convertible to Manulife Permanent Life Insurance before you reach 70 years old.
- Guaranteed Issue Life insurance: This insurance cover caters the 40 to 75 years old individuals. Health exam is not a requirement. Your beneficiaries get cash of up to 5 times your insurance face value if you die due to accident before you reach 85.
- FollowMe Life insurance: The insurance cover benefit is $25,000 to $200,000. It is offered to individuals 18-69 years old. It does not require medical exam and 50% of your insurance face value is paid when you are diagnosed of terminal illness.